Resources:
I am on an approved leave for a Personal Disability. How will I be paid?
Timeline For Pay:
Earned Sick Leave - see image below for reference
ESL Carry Over Balance (first until exhausted)
then go to...
ESL Current Balance (until exhausted)
then go to...
ESL Historic Sick Bank/HIB
Note: The above items are 100% pay from HMH. When exhausted go to...
![Earned Sick Leave](/-/media/project/hmh/hmh/intranet/departments/hr/benefits/loa/esl.jpg)
Short Term Disability (STD) + Paid Time Off (PTO) - see image below for reference
The Hartford (Short Term Disability) 85% of pay up to $903 *** per week - not to exceed 26 weeks
Plus (+)
The Wrap : For Wrap eligibility: Team members who are benefit eligible and have 2/3 of pay over $903 each week. Difference between $903 cap and 2/3 of pay from HMH.
Plus (+)
PTO* True Balance: This cannot go below 80 hours. If the PTO true balance is exhausted the team member will go to PTO Draw Down Bank. (Pay from HMH to 100% of base weekly wages.)
Note: The above pay is from Hartford and HMH.
![Short Term Disability](/-/media/project/hmh/hmh/intranet/departments/hr/benefits/loa/std-pto-1.png?h=250&w=779&hash=E699BDC8D2DC8ABFAA44F701D728EFC4)
Long Term Disability (LTD) - see image below for reference
After 180 days **, LTD will take affect if the team member meets eligibility requirements. Duration of LTD payments depend on age according to summary plan descriptions.
Note: 50% pay from The Hartford ****
![Long Term Disability](/-/media/project/hmh/hmh/intranet/departments/hr/benefits/loa/ltd-1.jpg)
* When available, PTO time will draw from the FT Status Bank first, followed by True Balance and Drawdown.
**The STD benefit will be paid for a full 26 weeks, regardless of how much ESL time you have to use. Once the STD benefit ends, the LTD benefit will then be paid. There is no action required on
the part of the team member for the transition from short term to long term disability. Please see summary plan description for details.
***$903 is the current New Jersey cap (effective 1/1/21) and subject to change on a yearly basis.
****Medical certification is required. There is a six-month elimination period; payments will begin once qualified by The Hartford. Benefit is 50% of pay, not to exceed $5,000 per month.
Remember, team members have the option to do an LTD buy-up (in other words, to purchase a greater level of LTD coverage) once a year during Open Enrollment. Does not apply to directors
and above on the untracked PTO program.